Using the power of a cooperative, Innovative Benefits Unlimited (IBU) makes benefits affordable for employers.  We offer quality affordable healthcare, IRS Section 125 management, and related education and training.

Healthcare management and cost have been existing problems for business and industry for decades.  In recent years the complexity and cost of healthcare has become overwhelming on employers, and an increasing number of workers have no health insurance.  Fewer than 60% of workers have employer health coverage, down from 70% in 1987.  The average family premium for employers has risen 87% in just the last seven years.  To offset skyrocketing healthcare costs the Innovative Benefits Unlimited cooperative provides coverage and training tools necessary for sound management of benefits.

Click on our products link to learn more about what we offer, or choose Join us! to learn how you can become a member of the cooperative.